Among the many auto dealers in Hawaii, Jerry for the People stands out for its dedication to putting the customer first and building lifelong relationships with drivers. Our goal is to provide a hassle-free car-buying experience backed by flexible financing and superior service at our car dealership in Kaneohe, HI, located at 46-201 Kahuhipa St.

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How to Avoid Bad Credit Aside from purchasing a house, buying a car will likely be the next biggest asset you acquire in your lifetime. Since it’s likely you’ll decide to finance the vehicle rather than pay in full, having good credit is essential to receiving the best loan terms. If you’re interested in one of our top-quality new SUVs in Hawaii and are unsure how to maintain good credit and avoid bad credit, contact our car dealership in Kaneohe, HI.

When you apply for a loan, the loan provider looks at your credit score. If you’ve never gone through bankruptcy, always pay your bills on time, don’t carry a lot of debt (i.e. multiple credit cards + a home mortgage + a student loan), and keep low balances on all of your credit cards, you can expect your credit score to be on the high end of the typical credit card score range of 350 - 800.

 

Using a Credit Score EstimatorAt Jerry for the People, we always go above and beyond when it comes to educating our customers as to the ins and outs of credit, financing, and using a credit score estimator. We don’t believe that car financing in Hawaii should be hard, so we give our clients all the tools they need to obtain the best-possible financing.

There’s a limit to the amount of times a person can look up their credit score before their score is adversely affected, but when you apply for financing at our car dealership in Hawaii, your credit score won’t be affected. Also, our process is confidential, and all you need to do to gain approval for credit is furnish some basic personal details: housing, monthly income, employment, etc. Once that’s done, our friendly finance team will get in touch with you to discuss a financing plan that benefits everyone.

What to do next

Our car dealers in Kaneohe, HI look forward to working with you. Whether you’re interested in financing for a brand-new car or one of our many fine used cars in Hawaii, we’ll accompany you every step of the way and make sure you understand the entire financing process.